Refund Policies
REFUND POLICY
All fees paid less application fee will be refunded if the course is withdrawn or not offered.
On premature cessation of the course, all fees and charges that have been collected in respect of any part of the course failing to be conducted on or after the date of the cessation will be refunded within one month of the premature cessation.
Unused books and materials, that are undamaged, are eligible for full refund upon inspection by GIA. Books and materials that are used or not returned in salable condition are not subject to refund. Optional books and materials, including applicable sales tax and shipping and handling expenses, are non-refundable.
Students are responsible for any wire fees that they incur.
If a student has obtained a loan to pay for an educational program the student has the responsibility to repay the full amount of the loan, plus interest. Students who have received a scholarship are subject to the refund policy described in their scholarship acceptance letter.
ON CAMPUS, LAB CLASS, AND BLENDED / ACCELERATED REFUNDS
Students will receive a full refund of all monies paid if the class is cancelled by GIA. Students receive a refund of all monies paid if they cancel before the first day of class. Thereafter, a pro rata refund of tuition is calculated based on the percentage of class hours completed by the student.
| Percentage Completed by Student | GIA Retains | Refunds to Student |
| Up to 10% of the class hours | 10% of tuition | 90% of tuition |
| After 10% and up through 25% of the class hours | 25% of tuition | 75% of tuition |
| After 25% and up through 50% of the class hours | 50% of tuition | 50% of tuition |
| After 50% of the class hours | 100% of tuition | No refund |
Sample Lab Class Refund
Total Tuition Paid by Student = 50,000 HKD
Class Hours = 35; Class Hours Completed = 7
Percentage Completed = 20% (7 / 35 Class Hours)
Refund Percentage = 75% of Tuition
Refund Amount = 37,500 HKD (50,000 HKD x .75)
GIA Retains = 12,500 HKD (50,000 HKD x .25)
DISTANCE EDUCATION (CORRESPONDENCE IN CHINESE) REFUNDS
Students receive a full refund of tuition if they cancel before submitting the first assignment and prior to the end date of the course. Thereafter, a pro rata refund of tuition is calculated based on the percentage of the number of assignments submitted for grading prior to the end date of the course.
| Percentage Completed by Student | GIA Retains | Refunded to Student |
| Up through 10% of the required assignments | 10% of tuition | 90% of tuition |
| After 10% and up through 25% of the required assignments | 25% of tuition | 75% of tuition |
| After 25% and up through 50% of the required assignments | 50% of tuition | 50% of tuition |
| After 50% of the required assignments | 100% of tuition | No refund |
Sample Distance Education Refund
Total Tuition Paid by Student = 50,000 HKD
Number of required assignments = 20;
Assignments submitted = 4 (20%)
Refund Percentage = 75% of Tuition
Refund Amount = 37,500 HKD (50,000 HKD x .75)
GIA Retains = 12,500 (50,000 HKD x .25)
PROCESSING REFUNDS
If a refund is due, it will be processed back to the original remitter in the same manner payment was received. Refunds are processed within 30 calendar days after GIA receives the notice of cancellation. The failure of a student to provide accurate and complete payment and banking information may delay a refund of tuition to the student.
